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did you know...

• Stress is the number one cause of employee low productivity, low morale, and 50-70% of all employee medical and hospital costs. 
     - Glenn Carnathan, 2003 
• Personal finance is the number one personal issue causing stress in the workplace.  
     - ComPsych printed in USA Today, 2003 
• Workers spend 20+ hours a month thinking about and dealing with personal money matters.
     - Garman, 1997
• Regardless of income, 70% of Americans are living paycheck to paycheck.
     - Wall Street Journal 
• The proportion of workers experiencing financial problems that negatively impact productivity for a single employer could range as high as 40 to 50%
     - The Negative Impact Of Employee Poor Personal Financial Behaviors On Employers by Garman, Leech and Grable

the benefits of rivertown membership

Set your company apart from the rest with added benefits for your employees at no cost to you. Rivertown Community Federal Credit Union can be your employee satisfaction resource. Adding CU@work to assist employees’ personal and financial lives improves their goodwill and devotion to their employer, you.

The cost of benefit administration can be discouraging. Putting together a benefits package that meets the needs of your employees may be overwhelming. We would like to help you retain your best talent and keep your employees happy by offering a service you may add to your current benefits package, CU@work. We have products and services designed to simplify your employees' financial life, all at no cost to your company. Our goal is to be you and your employees' trusted financial advisor, which is an obligation we take very seriously.

There is also an emotional side to offering credit union membership as a benefit. When a company takes the time to find and recommend a financial institution with premium rates and lower cost, it sends a message that the company cares about the financial well-being of its workers. This translates into a more positive work culture. The emotional connection encouraged by a credit union membership is very helpful to you as a business. Workers who feel they are cared for and valued tend to work better and stay with the company. This means lower turnover and a higher quality workforce for your business.

Creative benefits like CU@work is a great way for your business to save money and show your workers you value their contributions. There are plenty of perks associated with CU@work, and by offering the program you can take all the credit without paying the costs.

What's in it for your employees?

• Lower loan rates, higher rates on deposits
• Low or no service fees
• Free financial counseling
• Free checking and savings
• Free online banking and bill pay
• Free ATM access across the nation
• Mortgages, investments, youth programs...
• Less financial stress!

What's in it for you company?

• Free benefit to your employees
• Free printed materials for products and services
• Adds value to your benefits package
• Enhances your corporate image
• Employee retention and recruiting tool
• Free seminars for your employees
• Possible Rivertown CFCU ATM on site at your company

  save money

We come directly to the employee to help them save money. By allowing a Rivertown Community Federal Credit Union representative to visit with your employees regularly, they can switch their accounts and start saving money on financial products without ever leaving work.

  direct deposit

Want to encourage your employees to sign up for direct deposit and help save the company money on payroll costs? We will work with you to offer incentives and contests to accomplish this goal. We can tailor the programs to fit your needs and make your employees happy, too.

  financial advisor

Would your employees be grateful to have a full time, licensed financial advisor so they can ask investment and planning questions with just a phone call or e-mail? Companies who partner with Rivertown Community Federal Credit Union can have that resource.

  homeownership

Homeownership is a dream for most people. Rivertown CFCU can help your employees realize their dream. We offer a number of products to fit everyone‘s needs. How many companies can have a mortgage department listed as one of their primary benefits?

  special incentives

Rivertown CFCU is more than just a place to borrow and save money. My Signature Rewards points for using your debit card, no balance transfer fees on your credit card, financial education you can’t find anywhere else. We understand what is important to our members and we can’t wait to offer these same benefits to your employees.

get started

Offering your employees this benefit is easy...  and free! Simply download and complete the agreement below and return it to the credit union. After receiving the agreement we will contact you to set up an on-site visit to educate your employees and get them signed up for their money saving products.

Click here to download the CU@work Partnership Agreement

Click here to order more CU@work Marketing Materials

Mail the Partnership Agreement to
Marketing Department
Rivertown CFCU
PO Box 249
Grandville, MI 49468

Or fax it to
616.534.3597