Freedom Checking

More Than Just "FREE"

Our checking account offers you the freedom to use your money whenever and wherever you want!

• Access over 25,000 surcharge free ATMs nationwide through the Co-Op Network
• Access to more than 2,000 Shared Branching locations nationwide
• Free Online Banking with Bill Pay Enroll Now! 
• Free eStatements for faster, more secure statement delivery Enroll Now!
• Unlimited Check Writing
• No Monthly Maintenance Fee
• No Minimum Balance
• Free Basic Checks for Retirees with Direct Deposit

Freedom Line of Credit^*

For when you need a little help between paydays. Why pay outrageous fees and rates at those pay day lenders when your credit union will cover your overdrafts for a small transfer fee and low interest rate?

*Restrictions apply. Subject to credit approval. Minimum deposit may be required to open account. Minimum balance may be required to avoid fees. See a Rivertown Associate for details and complete disclosure.  

Earn Real Rewards For Using Your Rivertown Debit MasterCard^®
Rivertown is proud to offer you a program that rewards you for using your Rivertown Debit MasterCard^®. Every time you use your card, and sign for your purchase, you earn points; 1 point for every $2 spent. If your PIN is entered during your transaction, points are not earned. If a merchant asks you to enter your PIN, say “credit please.” With My Signature Rewards from Rivertown, what you do every day adds up to great rewards—like merchandise, gift cards, and downloads!  

Get 500 bonus points!  Provide your email address, and you will receive a monthly e-statement notification when your points are updated.

Current My Signature Rewards Bonus Offers

• New $10,000 Home Equity Line of Credit = 10,000 Points = A Home Theater*

• New Checking w/Debit Card = 5,000 Points = 30 Fall Out Boy MP3 Downloads*

Enroll Now! 

Browse the Catalog

*All My Signature Rewards bonus points require an active checking account and Debit MasterCard®. Points may take up to 60 days to become available for use. Product choices mentioned are examples only and many other choices are available on this website or by calling 888-9My Reward (1-888-969-7392). Home Equity Line of Credit bonus points require a minimum draw of $5,000 at account opening. New HELOCs only. Checking bonus points require new debit card activation and use (2,500) and online activation (2,500). Subject to change. See a Rivertown Associate for details.  Rewards FAQ