Online Banking

Auto Loans

Stress free and easy is what you will find when obtaining a loan from Rivertown; whether it's for a new or used vehicle or if you are looking to refinance. Our rates are extremely competitive and often times much lower than bank rates. 

Click here to view our Current Rates

Apply online, stop in, or call (616) 406-2480 and press 6 to apply over the phone.

Unlimited, 24/7 access via our Electronic Services to:

  • Make loan payments
  • Transfer funds
  • Obtain balance information
  • Check history

Auto Loans Ratings & Reviews

Apply Online Today!

*A Rivertown Representive will contact you within 1 business day.

Quick Tips & Info

Current Rates

Save BIG on new GM Vehicles just by being a Rivertown Member!

When Shopping for a Vehicle:

  • Do your research; do not buy on an impulse.
  • For used cars, get a NADA (a place to check vehicle prices, values, reviews and more) and Car Fax.
  • Before selecting a dealership check their status with the Better Business Bureau.
  • Prior to signing onto a large vehicle payment, make sure it fits into your budget.
  • Check the cost of full coverage insurance, which is necessary for financing or refinancing.
  • Know your “Total” costs: taxes, title/plate fee, warranty, GAP.
  • Get Pre-Approved by our friendly loan officers before going to the dealership. This way you can shop with confidence knowing your financing is all squared away.

Features & Benefits:

  • No early payoff fees
  • Consider GAP “Guaranteed Asset Protection” Plus on your Rivertown CFCU Auto Loan for a onetime fee of $315. This cost effective coverage protects you in the event that your vehicle is totaled or stolen, and your insurance company pays less than your loan balance. GAP Plus steps in to pay off your remaining balance. In addition, GAP Plus will give you $1,000 off your next vehicle loan if you finance through Rivertown within 60 days of your primary insurance settlement.
  • Ask us about MRC “Mechanical Repair Coverage”. There are 3 programs available to purchase for assistance with possible repairs from your transmission to your brakes. In addition, rates are very competitive and less expensive than most dealerships.
  • If you decide to apply for financing at the dealership, ask to apply with Rivertown!
  • We do not charge interest up front, so if you make extra payments to pay off your loan early you'll save yourself money.
  • Debt Protection is available that includes unemployment, life and disability.
  • Make loan payments, transfer funds, obtain balance information and check history 24/7 with our free and easy to use Electronic Services: Online Banking, Mobile Banking AppMobile Text Banking and Telephone Banking.

Contact Us

Email:
info@rivertowncu.org

Phone:
616.406.2480
800.821.0972

Fax:
Grandville Location: 616.531.3670
Wyoming Location: 616.247.0443
 

Lost/Stolen Cards:
Visa Customer Service – 1.866.820.4892
MasterCard Debit Lost/Stolen – 888.241.2510

Re-Order Checks:
800.355.8123

Routing Number:
272486203

NCUA