Online Banking

Home Equity (Fixed)

Whether you are looking for the flexibility of a revolving line of credit or the security of fixed monthly payments, Rivertown offers both a Fixed Loan and Home Equity Line of Credit. Home Equity Loans are great for financing home improvement projects, consolidating debt, weddings, vacations, education and much more!

Apply online, stop in, or call (616) 406-2480 and press 6 to apply over the phone.

Unlimited, 24/7 access via our Electronic Services to:

  • Transfer funds
  • Obtain balance information
  • Make loan payments
  • Check history

Home Equity Ratings & Reviews

Apply Online Today!

Quick Tips & Info

Current Rates

Home Equity Fixed Loan:

  • Rivertown does 80% Loan to Value
  • Check your property taxes to see if you are paying more than the value of your home
  • The value of your home is no longer 2x’s SEV
  • Consider if your monthly payment will fit into your budget
  • Do not use the equity in your home to payoff short-term debt
  • Debt Protection is available that includes unemployment, life and disability
  • Check with a tax professional, but in most cases the interest you pay on your home equity is tax deductible
  • With our fixed home equity you get a set amount three business days after the date of closing.  The interest will be fixed over the term of the loan.  You will also receive a set payoff term which can go for as long as 10 years.
  • Transfer funds, obtain balance information, make loan payments and check history 24/7 with our free and easy to use Electronic Services: Online Banking, Mobile Banking AppMobile Text Banking, and Telephone Banking
  • RCFCU NMLS# 430397

Contact Us



Grandville Location: 616.531.3670
Wyoming Location: 616.247.0443


Lost/Stolen Cards:
Visa Customer Service – 1.866.820.4892
MasterCard Debit Lost/Stolen – 888.241.2510

Re-Order Checks:

Routing Number: