Online Banking

Home Equity Line of Credit

Whether you are looking for the flexibility of a revolving line of credit or the security of fixed monthly payments, Rivertown offers both a Fixed Loan and Home Equity Line of Credit (HELOC). Home Equity Loans are great for financing home improvement projects, consolidating debt, weddings, vacations, education and much more!

Apply online, stop in, or call (616) 406-2480 and press 6 to apply over the phone.

Unlimited, 24/7 access via our Electronic Services to:

  • Transfer funds
  • Obtain balance information
  • Make loan payments
  • Check history

Apply Online Today!

Quick Tips & Info

Current Rates

Home Equity Line of Credit:

  • Consider if your monthly payment will fit into your budget
  • Do not use the equity in your home to payoff short-term debt
  • Once you receive a set limit to use; how and when you use the money is completely up to you
  • You will only pay interest on what you have borrowed, not what is available to you.  As you pay down the line the money becomes available to you again.
  • Check with a tax professional, but in most cases the interest you pay on your home equity loan is tax deductible
  • Debt Protection is available that includes unemployment, life and disability
  • Transfer funds, obtain balance information, make loan payments and check history 24/7 with our free and easy to use Electronic Services: Online Banking, Mobile Banking AppMobile Text Banking and Telephone Banking.
  • RCFCU NMLS# 430397

Contact Us



Grandville Location: 616.531.3670
Wyoming Location: 616.247.0443


Lost/Stolen Cards:
Visa Customer Service – 1.866.820.4892
MasterCard Debit Lost/Stolen – 888.241.2510

Re-Order Checks:

Routing Number: