Online Banking


Whether you are a first-time home buyer, looking to refinance for a low rate or looking for that second home on a lake, Rivertown has many mortgage options to fit your needs including 5 and 8 Year Balloon-Mortgages.

We have low closing costs, and a no points to buy down rate.

If you have any questions about our Mortgage options or wish to begin the application process, please call (616) 406-2480 and press 6 to speak with a friendly Rivertown representative.

Unlimited, 24/7 access via our Electronic Services to:

  • Transfer funds
  • Obtain balance information
  • Make loan payments
  • Check history

Mortgage Ratings & Reviews

Apply Today:

*Note: This form cannot be saved after completion. You must print it out.

Quick Tips & Info

Current Rates

In-house Mortgage:

  • We do 80% Loan to Value
  • Pay your house payment right at your credit union and stay local
  • Deduct your house payment right from your Direct Deposit
  • Make sure to obtain a good faith estimate for your mortgage
  • Have an inspection on your home before you buy it, but do your research before choosing one
  • Check your property tax and see if you are paying more than the value of your home
  • During the house buying process, pay for everything with a check or money order to maintain an audit trail. If you decide to use cash, be sure to keep receipts.
  • Consider cost of running the house, taxes, and insurance within your budget
  • Have an Escrow Account to put money aside for yearly homeowner insurance and property taxes so the money will be there when needed
  • Transfer funds, obtain balance information, make loan payments and check history 24/7 with our free and easy to use Electronic Services: Online Banking, Mobile Banking AppMobile Text Banking, and Telephone Banking
  • RCFCU NMLS# 430397

Contact Us



Grandville Location: 616.531.3670
Wyoming Location: 616.247.0443


Lost/Stolen Cards:
Visa Customer Service – 1.866.820.4892
MasterCard Debit Lost/Stolen – 888.241.2510

Re-Order Checks:

Routing Number: