Online Banking

Mortgage

Whether you are a first-time home buyer, looking to refinance for a low rate or looking for that second home on a lake, Rivertown has many mortgage options to fit your needs including 5 and 8 Year Balloon-Mortgages.

We have low closing costs, and a no points to buy down rate.

If you have any questions or wish to find out more about our Mortgage options, contact Patrice at (616) 466-5009 or pmcdowell@rivertowncu.org

Unlimited, 24/7 access via our Electronic Services to:

  • Transfer funds
  • Obtain balance information
  • Make loan payments
  • Check history

Mortgage Ratings & Reviews

Apply Today:

*Note: This form cannot be saved after completion. You must print it out.

Quick Tips & Info

Current Rates

In-house Mortgage:

  • We do 80% Loan to Value
  • Pay your house payment right at your credit union and stay local
  • Deduct your house payment right from your Direct Deposit
  • Make sure to obtain a good faith estimate for your mortgage
  • Have an inspection on your home before you buy it, but do your research before choosing one
  • Check your property tax and see if you are paying more than the value of your home
  • During the house buying process, pay for everything with a check or money order to maintain an audit trail. If you decide to use cash, be sure to keep receipts.
  • Consider cost of running the house, taxes, and insurance within your budget
  • Have an Escrow Account to put money aside for yearly homeowner insurance and property taxes so the money will be there when needed
  • Transfer funds, obtain balance information, make loan payments and check history 24/7 with our free and easy to use Electronic Services: Online Banking, Mobile Text Banking, Telephone Banking

Contact Us

Email:
info@rivertowncu.org

Phone:
616.406.2480
800.821.0972

Fax:
Grandville Location: 616.531.3670
Wyoming Location: 616.247.0443
 

Lost/Stolen Cards:
Visa Customer Service – 1.866.820.4892
MasterCard Debit Lost/Stolen – 888.241.2510

Re-Order Checks:
800.355.8123

Routing Number:
272486203

NCUA