Online Banking

Personal Loans

Unsecured or Secured

Consolidate debt or do home improvements with no collateral necessary-this loan is a quick way to get funds. If you are looking to re-establish credit, consider our Secured Loan.  A 90 Day Note is an option for last minute expenses, repayment happens on the 90th day and is taken out when you know that it will be easy to repay with incoming funds.

If you have any questions or wish to apply over the phone, please call (616) 406-2480 and press 6 to speak with one of our friendly & knowledgeable loan officers.

Unlimited, 24/7 access via our Electronic Services to:

  • Transfer funds
  • Obtain balance information
  • Make loan payments
  • Check history

Personal Loans Ratings & Reviews

Apply Today:

Quick Tips & Info

Current Rates

Unsecured:

  • An unsecured loan is a quick and simple way to access cash for any of your financial needs
  • No collateral is required and approval is based on your credit application and financial strength
  • Loan processing time is quick and loan funds can be deposited into your checking account or given to you in cash
  • Our signature loan rates are competitive, as low as 8% and can go up to $20,000
  • Apply for a 90 Day Note for those last minute expenses that you do not have the money for now, but will soon
  • Debt Protection available which includes unemployment, life and disability
  • Also consider a Line of Credit because you will only pay interest on what you have borrowed, not what is available to you.  As you pay down the line the money becomes available to you again.
  • Transfer funds, obtain balance information, make loan payments and check history 24/7 with our free and easy to use Electronic Services: Online Banking, Mobile Text Banking, Telephone Banking, or visit an ATM

Secured:

  • Secured loans receive a lower interest rate
  • Rate as low as 3.99% and the maximum amount that can be taken out is dependent on collateral
  • Help to re-establish your credit
  • Do not over borrow; make sure the payment amount fits into your budget without creating a hardship
  • Debt Protection available which includes unemployment, life and disability
  • Transfer funds, obtain balance information, make loan payments and check history 24/7 with our free and easy to use Electronic Services: Online Banking, Mobile Text Banking, Telephone Banking

Contact Us

Email:
info@rivertowncu.org

Phone:
616.406.2480
800.821.0972

Fax:
Grandville Location: 616.531.3670
Wyoming Location: 616.247.0443
 

Lost/Stolen Cards:
Visa Customer Service – 1.866.820.4892
MasterCard Debit Lost/Stolen – 888.241.2510

Re-Order Checks:
800.355.8123

Routing Number:
272486203

NCUA