Quick Tips & Info

Current Rates

Unsecured:

• An unsecured loan is a quick and simple way to access cash for any of your financial needs
• No collateral is required and approval is based on your credit application and financial strength
• Loan processing time is quick and loan funds can be deposited into your checking account or given to you in cash
• Our signature loan rates are competitive, as low as 8% and can go up to $20,000
• Apply for a 90 Day Note for those last minute expenses that you do not have the money for now, but will soon
• Debt Protection available which includes unemployment, life and disability
• Also consider a Line of Credit because you will only pay interest on what you have borrowed, not what is available to you.  As you pay down the line the money becomes available to you again.
• Transfer funds, obtain balance information, make loan payments and check history 24/7 with our free and easy to use Electronic Services: Online Banking, Mobile Text Banking, Telephone Banking, or visit an ATM

Secured:

• Secured loans receive a lower interest rate
• Rate as low as 3.99% and the maximum amount that can be taken out is dependent on collateral
• Help to re-establish your credit
• Do not over borrow; make sure the payment amount fits into your budget without creating a hardship
• Debt Protection available which includes unemployment, life and disability
• Transfer funds, obtain balance information, make loan payments and check history 24/7 with our free and easy to use Electronic Services: Online Banking, Mobile Text Banking, Telephone Banking