loans

Auto, Motorcycle, boat, RV

Wind, wheels, or water, we have the loan to get you going!

Get "On-The-Lot" financing, just tell your salesperson you want a loan from Rivertown CFCU
Up to 100% financing
Low fixed rates
12 - 180 month terms depending on loan type
Convenient weekly payments are available
GAP & Mechanical Breakdown programs available

Apply Now!

helpful Loan Calculators

What you should know about those 0% financing deals

Unless you have perfect credit, you won't qualify
Typically you can't receive rebates if you take the 0% financing
If you don't pay off the loan within the 0% financing term, the loan reverts to a used car loan at a much higher rate
You could just be paying more for the car due to lost interest income on the loan

Use this comparison calculator to see if the 0% deal is actually better than taking the rebates and getting a great low rate from the credit union.

Or read more at the LoveMyCreditUnion.com blog!

There’s never been a better time for credit union members to Invest in America. That’s why credit unions have teamed up with U.S. automakers to offer members great discounts on new American-made vehicles.

All eligible current and new credit union members have the unique opportunity to get a great discount on a new vehicle from either GM or Chrysler. While the discounts vary depending on which vehicle you choose, everyone will drive away with a great deal.

The deal gets even better when you finance your vehicle with us. Thanks to our lower interest rates, your savings will really add up.

personal Loan

This loan is great for consolidating debt, making home improvements, or taking a well deserved vacation.

Low fixed rate
Easy to budget with fixed payments
Convenient weekly payments are available
No collateral needed

home equity loan

Put the power of your home to work for you. Whether you want the flexibility of a revolving line of credit or the security of fixed monthly payments, Rivertown has the lending option that's right for you. Not sure how much equity is in your home? Sit down with a Rivertown Loan Specialist and they can help you out.

Line of Credit

The money is there when you need it
Only pay back what you use
Interest is only accrued on money you've used, not the total amount of the loan
Access your money for up to 7 years
Interest may be tax deductible, consult your tax advisor

Fixed Loan

Low fixed rate for the life of the loan
Easy to budget with fixed payments
Interest may be tax deductible, consult your tax advisor

mortgage

Let us be your trusted financial source for your mortgage. Whether you're a first-time home buyer, looking for an investment property, or building your dream home, Rivertown has many mortgage options to fit your needs.

5 and 7-year Balloon mortgages are great for first-time home buyers
Now is a great time to buy! Low fixed rates, even lower home prices!

To offer even more options to our members, we've partnered with Member First Mortgage (MFM). MFM is a credit union owned organization serving only credit union members. With MFM and Rivertown on your side, you're sure to get the house of your dreams at a monthly payment you can afford.

To get approved just fill out an application online or over the phone with a MFM representative. And the best part, there's NO APPLICATION FEE!

Check out their website for more information.

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