Online Banking

Overdraft Protection and CPay

Transfer money to your checking account from your Saving Accounts or Line of Credit to cover the cost if you overdraw on your account.

There is a $4.00 fee for each overdraft transfer. To activate Overdraft Protection call Rivertown at 616.406.2480 or activate it through Online Banking.
*View form for complete details.

Overdraft Protection and CPay Ratings & Reviews

Not a Member Yet?

Click the link below to learn how to join today!

Courtesy Pay (CPay)

This is up to $500.00 that can be used in an emergency when there are non-sufficient funds in your checking account. Alternatively, if you are enrolled in Overdraft Protection, this can be used if there are non-sufficient funds in your Savings Account or Line of Credit.

In order for CPay to work on Point-Of-Sale transactions (with your debit card) you must fill out and sign an opt-in form. This form must be either mailed in or turned into a Rivertown Representative to become activated.

Courtesy Pay is a way for you to avoid a returned check fee. Courtesy Pay fees are $27.00* and will work on checks and cash withdrawals.
*View opt-in form for complete details
*Courtesy Pay is less expensive than a payday loan
*Use Courtesy Pay for emergencies only
Example: Do not pay $27.00 for a $5.00 cup of coffee

Contact Us



Grandville Location: 616.531.3670
Wyoming Location: 616.247.0443


Lost/Stolen Cards:
Visa Customer Service – 1.866.820.4892
MasterCard Debit Lost/Stolen – 888.241.2510

Re-Order Checks:

Routing Number: