Quick Tips & Info

Usage:

• Your MasterCard^® Debit Card is accepted anywhere a MasterCard logo is displayed. It is also accepted nationwide at all Co-Op ATMs fee free. Learn more about the Co-Op Network.
• Unlimited debit/credit and ATM transactions
• Obtain cash from merchants or retailers while making purchases by using your PIN during a debit transaction
• Have Direct Deposit into your checking and then use your Debit Card for fast easy access
• Change your PIN number by calling the number on the letter you received your PIN number on or at any one of our three ATMs
• The history on your debit card will list all merchants and locations (checks do not give you this option)
• Save time by using your debit card to purchase online items, to pay at the pump and more
• Control college student spending (Also consider our Reloadable Visa Cards)
• Any Seven Eleven ATM machines allow you to use Rivertown’s debit card for no charge

Protection:

• Keep your money safe by carrying it on your debit card, a card that in the event of theft can be cancelled 
• If your debit card is lost or stolen, you are protected from loss on any signature transaction fraudulent charges (cash that is lost or stolen is gone forever)
• Do not write down your PIN number and keep it with your debit card (PIN transactions are not protected from loss)
• By opting into the credit union’s Courtesy Pay you have access up to $500.00 beyond the balance in your account for emergencies ($25.00 fee).  For CPay protection to occur while using your Debit Card, you must fill out and return the opt-in form. 
• You can use your other deposit accounts as Overdraft Protection to prevent being denied while trying to make a purchase or a withdrawal from an ATM (a $4.00 fee applies for each overdraft transfer)