Personal Loans

Unsecured or Secured

Consolidate debt or do home improvements with no collateral necessary! This loan is a quick and easy way to get access to the funds you need. If you are looking to re-establish credit, consider our Secured Loan. A 90 Day Note is an option for last minute expenses, repayment happens on the 90th day and is taken out when you know that it will be easy to repay with incoming funds.

Line of Credit

Be prepared for any project, emergency, or last minute need for funds by having a Line of Credit. A set dollar limit is allotted, giving you the ability to take the funds whenever needed. Interest will only be charged on the amount used.

Share Secure Loan

Start building your credit with a loan that is secured by your Savings Account. As you pay back the loan amount, we release your Savings Account funds automatically. With no credit check and fast approval, this is a great way to gain quick access to the money you need and build your credit.

Credit Rebuilder Loan

Much like the Share Secure Loan, this loan is designed to help you build your credit by freezing the funds borrowed in a Secure Savings accounts. Upon payment in full of the loan, the funds are released for your use. This is not only a great way to build credit, but an opportunity to start building a decent sized savings account.

Student Loans

With a Rivertown Credit Union Smart Option Student Loan® by Sallie Mae® you can pay for college the smart way. This loan offers three great repayment options and competitive interest rates, making it ideal for helping you pay for college expenses not covered by scholarships and federal loans. Click Here to get started.

Personal Loans Ratings & Reviews

Quick Tips

Click Here for Current Rates

Features and Benefits of Unsecured Loans

  • Apply online for a Line of Credit by choosing "Unsecured Loan" and completing the application
  • An unsecured loan is a quick and simple way to access cash for any of your financial needs
  • No collateral is required and approval is based on your credit application and financial strength
  • Loan processing time is quick and loan funds can be deposited into your checking account or given to you in cash
  • Debt Protection available which includes unemployment, life and disability

Features and Benefits of Secured Loans

  • Apply online for a Share Secure Loan by choosing "Secure Loan" and completing the application
  • Secured loans receive a lower interest rate
  • Help to re-establish and build your credit
  • Debt Protection available which includes unemployment, life and disability

Apply below or call (616) 406-2480 and press 1 to speak with a Rivertown Representative about getting started today!

*Membership eligibility required for all loans

Apply Online Today!

Click Here