IRA’s & CD’s

Individual Retirement Account

Find comfort while watching your retirement funds grow at Rivertown Community FCU where they will never go down in principal value and we have an excellent rate of return.

Regular Certificate of Deposit & IRA Certificate of Deposit

If you're looking for that extra push on your retirement funds, then move some of your IRA into an IRA Certificate of Deposit. Have a stronger rate that will never go down in principal value and have a guaranteed rate of return. Take advantage of our Regular Certificate of Deposit to enhance the earnings of your money.

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IRA and CD Ratings & Reviews

Quick Tips

Current Rates

  • Insured by the NCUA, visit to learn about your insurance coverage
  • No annual fees, safe and secure
  • Rollovers from other institutions are accepted
  • Start early and watch your retirement nest egg grow
  • Make your maximum yearly contribution each year and reduce your taxable income
  • Educational, Roth & Regular IRA’s are available
  • Let your money compound and grow tax free in a Roth IRA
  • Earn above market rates of interest on your retirement savings in a safe and insured Certificate of Deposit

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